Are you searching for Navy Federal locations near you to access trusted banking services for military families? With over 370 branches and thousands of ATMs across the United States, Navy Federal Credit Union stands as the largest credit union in the world, dedicated to serving active-duty military, veterans, Department of Defense employees, and their families. Whether you’re looking for a convenient branch, a 24-hour ATM, or specialized services, understanding Navy Federal locations is key to making the most of your membership.
This comprehensive guide will help you find Navy Federal locations, explain why these branches matter, and show you how to use official tools to locate the nearest branch or ATM. You’ll also discover state-by-state highlights, branch services, hours, and answers to the most common questions about Navy Federal locations. Ready to find your nearest Navy Federal branch? Let’s get started!
Why Navy Federal Locations Matter
Navy Federal locations are more than just places to deposit checks or withdraw cash—they’re community hubs designed to serve over 15 million members of the Armed Forces, Department of Defense, veterans, and their families. These branches offer a wide range of services, including:
- Opening new accounts and applying for loans
- Depositing checks and cash
- Access to notary services and instant debit card issuance
- Mortgage counseling and IRA support
- Business banking for military entrepreneurs
Navy Federal ATMs provide 24-hour access to your funds, with many drive-thru options for added convenience. For members stationed overseas or in remote areas, Navy Federal’s digital banking platform complements physical locations, allowing you to manage your finances anytime, anywhere.
Eligibility for Navy Federal membership is limited to military personnel, veterans, DoD employees, and their families, ensuring that every branch is focused on the unique needs of the military community. While digital banking is increasingly popular, in-person branches remain essential for complex transactions, personalized advice, and building relationships with staff who understand military life.
How to Find Navy Federal Locations
Official Navy Federal Branch Finder
The easiest way to find Navy Federal locations is through the official branch and ATM locator. Here’s how to use it:
- Visit navyfederal.org/branches-atms.html.
- Enter your ZIP code, city, or state in the search bar.
- Browse the list of nearby Navy Federal locations, including addresses, hours, and available services.
- Filter results by branch or ATM, drive-thru access, and special services like mortgage counseling or notary.
This tool is updated regularly and is the most reliable source for current Navy Federal locations and hours.
Mobile App Locator
Navy Federal’s mobile app offers a real-time GPS locator, making it easy to find “Navy Federal near me” while on the go. The app provides directions, branch hours, and ATM availability, ensuring you always have access to your accounts.
Third-Party Tools
Several third-party websites also list Navy Federal locations, including addresses, hours, and services. For example, Myfin.us allows you to search by distance and filter by available services.
| Tool | Features | Link |
|---|---|---|
| Official Locator | Branches + ATMs | navyfederal.org |
| Myfin.us | Distance, services | myfin.us |
While these tools can be helpful, always verify information with the official Navy Federal locator for the most accurate results.
Navy Federal Locations by State
Navy Federal locations are concentrated in states with large military populations and near major bases. Here’s a breakdown of key states and cities where you’ll find Navy Federal branches and ATMs.
California Locations
California is home to more than 20 Navy Federal locations, serving military communities from San Diego to the Bay Area.
- Coronado: 106 B Ave, Coronado, CA 92118. This branch offers full-service banking and a 24-hour ATM.
- Monterey: 1650 Lake Del Monte Dr, Monterey, CA 93940. Located near the Defense Language Institute, this branch provides notary services and wire transfers.
- Oceanside: 4180 Avenida De La Plata, Oceanside, CA 92056. Convenient for Camp Pendleton personnel.
- Brea: 407 S Associated Rd, Brea, CA 92821. Serves Orange County members.
Other California cities with Navy Federal locations include San Diego, San Jose, Sacramento, and Riverside. Most branches offer drive-thru ATMs, mortgage counseling, and business banking services.
Virginia Headquarters
Virginia is the headquarters of Navy Federal Credit Union and boasts a high concentration of branches.
- Vienna: 820 Follin Ln SE, Vienna, VA 22180. This is the main headquarters and a flagship branch.
- Winchester: 141 Security Dr, Winchester, VA 22602. A major operations center with full-service banking.
Other Virginia locations include Norfolk, Chesapeake, Alexandria, and Arlington, serving the large military and DoD population in the region.
Florida Campuses
Florida is another key state for Navy Federal locations, especially in areas with major military installations.
- Pensacola: 5550 Heritage Oaks Dr, Pensacola, FL 32526. This branch is part of Navy Federal’s largest campus and serves both local members and those stationed at NAS Pensacola.
- Jacksonville: 10300 Southside Blvd, Jacksonville, FL 32256. Convenient for Navy families in the area.
- Orlando: 1000 Universal Studios Plaza, Orlando, FL 32819. Serves military and civilian members in Central Florida.
Other Florida cities with Navy Federal branches include Tampa, Miami, and Fort Lauderdale.
Other Key States
Navy Federal locations can be found in over 30 states, with notable concentrations in Texas, Maryland, Georgia, North Carolina, and Washington.
- Texas: Branches in San Antonio, Killeen, Houston, and Dallas serve Army, Air Force, and Navy communities.
- Maryland: Annapolis, Bethesda, and Waldorf branches support the state’s large military and federal workforce.
- Georgia: Atlanta and Kings Bay locations serve Navy and Marine Corps bases.
- North Carolina: Fayetteville, Jacksonville, and Cherry Point branches are convenient for Army and Marine families.
- Washington: Bremerton, Oak Harbor, and Tacoma branches serve Navy and Coast Guard members.
A nationwide map of Navy Federal locations is available on the official website, making it easy to plan visits during travel or relocation.
Branch Services and Hours
Navy Federal locations offer a wide range of services to meet the needs of military families:
- Deposits and Withdrawals: Cash, checks, and money orders.
- Loans: Auto, personal, student, and home loans with competitive rates.
- Mortgages: VA loans, refinancing, and home-buying support.
- Business Banking: Accounts, loans, and merchant services for small businesses.
- Financial Counseling: Free advice on budgeting, credit, and retirement.
- Notary Services: Available at most branches.
- Instant Debit Cards: Issued on-site for new and replacement cards.
- 24-Hour ATMs: Many branches offer drive-thru ATMs for after-hours access.
| Location Type | Services Available |
|---|---|
| Full Branch | All banking services, notary, loans, mortgages |
| ATM Only | Withdrawals, deposits, balance inquiries |
| Drive-Thru | ATM, select teller services |
Most Navy Federal locations are open Monday through Friday from 9:00 AM to 5:00 PM, with Saturday hours varying by branch. All branches are closed on Sundays and federal holidays.
FAQs
What states have Navy Federal locations?
Navy Federal locations are found in over 30 states, with the highest concentrations in California, Virginia, Florida, Texas, Maryland, Georgia, North Carolina, and Washington. Branches are typically located near military bases and major metropolitan areas.
How do I find Navy Federal ATMs near me?
Use the official branch and ATM locator on navyfederal.org or the mobile app to find surcharge-free ATMs near your location.
What are Navy Federal branch hours?
Most branches are open Monday through Friday from 9:00 AM to 5:00 PM, with some offering Saturday hours. All branches are closed on Sundays.
Can I access Navy Federal internationally?
Navy Federal’s physical branches are focused on the United States, but members can access accounts online or via the mobile app from anywhere in the world. International ATM access may be limited.
What services are available at Navy Federal locations?
Branches offer personal and business banking, loans, mortgages, notary services, instant debit cards, and financial counseling.
Key Takeaways
- Navy Federal locations serve over 15 million military members, veterans, and families across the United States.
- Use the official branch locator or mobile app to find Navy Federal locations and ATMs near you.
- Branches offer a full suite of services, including loans, mortgages, notary, and instant debit cards.
- Most locations are open Monday through Friday, with variable Saturday hours and 24-hour ATMs.
- Navy Federal’s digital banking platform complements physical branches for worldwide access.
Conclusion
Navy Federal locations are designed to support the unique needs of military families, offering convenient access to banking, loans, and personalized service. Whether you’re stationed near a major base or living in a military community, Navy Federal’s extensive network of branches and ATMs ensures you’re never far from the financial services you need. Use the official locator to find your nearest Navy Federal location, and consider joining today to experience the benefits of membership.
